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We are a small family-owned and operated boutique, located in beautiful Carlsbad, CA. Our mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We strive to make the lending process stress-free and easy, whether you are looking to purchase, refinance, or reverse mortgage your home. If you have any questions or would like to know more about the mortgage process, please contact us directly at or fill out our "Contact Us" form.

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